LegalShield plans · presented by Phosphor
No mystery pricing. Every tier, verbatim.
A LegalShield membership gets you a dedicated provider law firm for the tickets, leases, letters and wills of ordinary life — flat rate, no retainer, no clock running while you explain yourself. Here's what each tier actually covers, and the one way to get Basic for free.
1972
provider-firm model running 50+ years
4.5M
lives protected across the U.S. & Canada
24/7
emergency access for covered emergencies
$29.95
where the legal plan starts, per month
The Phosphor member perk
PhosphorX subscribers get the Basic plan free — the $29.95/mo membership is rebated on your PhosphorX subscription for as long as both stay active. How the offer works →
Personal legal plans
Pick the tier that fits.
Every tier lets you speak with a provider law firm about an unlimited number of personal legal issues. Higher tiers add family coverage and specific matters. Legal plans save 10% billed annually.
Basic
For members and their spouses
Speak with a provider law firm about an unlimited number of personal legal issues.
◆ Free for PhosphorX subscribers via rebate
- ✓Consultation, document review, and letters on your behalf
- ✓Covers you and your spouse
- ✓Prepare your Will
- ✓Create your Power of Attorney
- ✓Traffic ticket assistance (1 per year per person)
- ✓Defense for covered civil trials
- ✓Advice on consumer disputes — debt, billing & warranty issues
★ Best value
Preferred
Ideal for families
Everything in Basic, plus enhanced legal support for your family.
- ✓Covers you, your spouse and eligible child dependents
- ✓Annual updates to your Will
- ✓Uncontested divorce, separation, or annulment
- ✓Review and negotiate rental leases as a tenant
- ✓Reinstate your driver's license
- ✓Review mortgage documents
- ✓Traffic ticket assistance — two covered violations per year, per person
- ✓Uncontested name change & adoption
- ✓24/7 emergency access for covered emergencies
- ✓Up to 5 online notarizations per year + unlimited e-signatures
- ✓25% discount off the provider firm's standard hourly rate
Premium
Full protection for the entire family
The most robust suite of legal services at your disposal.
- ✓Everything in Preferred
- ✓Establish a Revocable Living Trust
- ✓Assistance with a simplified probate
- ✓Defense of death-related traffic charges
- ✓Representation during an IRS tax audit
Every plan has limits, waiting periods and exclusions, and benefits differ by state and tier — for example, traffic ticket assistance can carry a fee per court appearance and a waiting period, and uncontested family matters have waiting periods. Prices shown are monthly and were current when this page was written; the official enrollment page shows the terms that actually apply to you. We'd rather you read the plan than take our summary for it.
Add identity protection
IDShield — from $14.95/mo
Identity and credit monitoring with full-service restoration. If your identity is stolen, licensed private investigators handle the restoration — the bureaus, the affidavits, the proving-you-are-you — with up to $3M in protection for covered identity fraud losses.
Add IDShield at enrollmentMonitoring
Identity and credit monitoring flags the next attempt before it costs you.
Restoration
Full-service, handled by licensed private investigators — not a checklist emailed to you.
Protection
Up to $3M for covered identity fraud losses.
Three steps, then you stop thinking about it
How enrollment works
Watch the short overview
Plans, pricing and what's actually covered in your state — no call required to see it.
Watch it ↗Pick the tier that fits
There's no point paying Premium for a problem Basic covers — and if you're a PhosphorX subscriber, Basic costs you nothing.
Compare tiers →Enroll & save the number
Enroll on the official page, program your provider firm's number in, then forget about it until the day you need it.
Enroll now ↗Asked, answered.
Is a LegalShield plan insurance?
No. It's a membership that gives you access to a dedicated provider law firm for a flat monthly fee, instead of paying that firm by the hour. You call the firm about covered personal legal matters as often as you need.
Do I get a real lawyer, or a call center?
A real provider law firm in your state. LegalShield's provider-law-firm model has operated for over fifty years and serves millions of members across the U.S. and Canada.
How do PhosphorX subscribers get Basic free?
Subscribe to PhosphorX, enroll in LegalShield Basic through the official enrollment page, and the $29.95/mo membership cost is applied as a rebate on your PhosphorX subscription each month both remain active.
What isn't covered?
Every plan has limits, waiting periods and exclusions, and benefits vary by state — for example, some uncontested family matters carry waiting periods, and traffic ticket assistance can carry a per-appearance fee. The official enrollment page shows the exact terms for your state before you pay anything.
Can I cancel? Is annual cheaper?
Plans are month to month with no retainer, and legal plans save 10% when billed annually. The enrollment page is always the authority on current rates and terms.
The cheapest time to have a lawyer is before you need one.
See plans & enrollLegalShield and IDShield memberships are marketed by independent associates, who are not attorneys or a law firm. Nothing on this page is legal advice, and this page is not a contract, policy, or offer of coverage. Plan availability, benefits, limitations, exclusions and pricing vary by state and plan — the official enrollment page is always the authority. The LegalShield Basic rebate offer applies to eligible PhosphorX subscriptions started on or after October 1, 2026, is applied as a rebate to your PhosphorX subscription, and may change or end; offer terms at enrollment govern.